Lease-To-Own Program: Your Path to Home Ownership
Our program is designed to help renters become homeowners, even if they’re not quite ready to buy yet. With a minimum investment of $4,900, you can move into a home now while working toward mortgage approval. You’ll have up to ten years to secure financing, and as long as your lease remains in good standing, you can purchase the home when the time is right for you—whether that's in one year, ten years, or any time in between.
When you decide to buy, your investment will be applied toward your purchase. Our goal is to help residents achieve homeownership, so we encourage applicants who are serious about buying.
What Makes This Different from Renting?
You’ll have the freedom to make the home your own—paint the walls, update the flooring, and personalize your space. However, with that freedom comes responsibility, and just like a homeowner, you’ll be responsible for maintenance and repairs.
How to Get Started
1. Check out the home – Drive by the property, explore the neighborhood, and make sure it’s the right fit for you.
2. Submit an application – Anyone over 18 must apply, and you’ll need to provide a full month of pay stubs for income verification.
3. Application Processing – We focus more on your financial history than just your credit score. The main requirements are that your household’s gross income is at least three times the rent and you have a good rental history.
4. Tour the home – Once approved, we’ll schedule a time for you to see the home in person. If you’re ready to move forward, we’ll go over all the paperwork and get you on the path to homeownership.